secwatch.observer — SEC 8-K summary
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Issuer:     BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
CIK:        0001275101
Form:       8-K
Filed at:   2024-02-02T23:59:59+00:00
Accession:  0001562762-24-000017
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank of the James reports Q4 EPS $0.45, declares 25% dividend increase to $0.10/share
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- Q4 net income $2.06M ($0.45 EPS) vs $1.96M ($0.42 EPS) in Q4 2022; full-year EPS flat at $1.91.
- Total interest income up 24% for full year; net interest margin improved to 3.29% from 3.23%.
- Asset quality strong: nonperforming loans ratio 0.06%, zero OREO.
- Book value per share rose to $13.21 from $10.85; board declared $0.10 quarterly dividend, up 25%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1275101/000156276224000017/0001562762-24-000017-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1275101/000156276224000017/botj-20240202x8k.htm
  HTML page:      https://secwatch.observer/filing/0001562762-24-000017

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