{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-24-000239","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2024-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.944835+00:00","generated_at":"2026-05-30T09:59:11.673401+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of the James Q3 net income $1.99M ($0.44 EPS); total assets top $1B, book value $15.15","bullets":["Net income Q3 2024 $1.99M ($0.44 diluted EPS) vs. $2.08M ($0.46) YoY; first 9 months $6.33M ($1.39) vs. $6.60M ($1.44).","Total assets $1.01B at Sept 30, up from $969.37M at Dec 31, 2023; loans net of ALC $627.11M (+$25M since Dec 31).","Book value per share $15.15 vs. $13.21 at Dec 31, 2023; stockholders' equity $68.83M (up from $60.04M).","Dividend declared: $0.10/share, record Nov 22, 2024, paid Dec 6, 2024.","Net interest margin 3.16% (Q3) up from 3.02% (Q2); noninterest income +19% YoY in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-24-000239","json":"https://secwatch.observer/filing/0001562762-24-000239.json","markdown":"https://secwatch.observer/filing/0001562762-24-000239.md","text":"https://secwatch.observer/filing/0001562762-24-000239.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276224000239/0001562762-24-000239-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276224000239/botj-20241025x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:59:11.673401+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}