secwatch.observer — SEC 8-K summary
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Issuer:     BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
CIK:        0001275101
Form:       8-K
Filed at:   2024-10-25T23:59:59+00:00
Accession:  0001562762-24-000239
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank of the James Q3 net income $1.99M ($0.44 EPS); total assets top $1B, book value $15.15
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- Net income Q3 2024 $1.99M ($0.44 diluted EPS) vs. $2.08M ($0.46) YoY; first 9 months $6.33M ($1.39) vs. $6.60M ($1.44).
- Total assets $1.01B at Sept 30, up from $969.37M at Dec 31, 2023; loans net of ALC $627.11M (+$25M since Dec 31).
- Book value per share $15.15 vs. $13.21 at Dec 31, 2023; stockholders' equity $68.83M (up from $60.04M).
- Dividend declared: $0.10/share, record Nov 22, 2024, paid Dec 6, 2024.
- Net interest margin 3.16% (Q3) up from 3.02% (Q2); noninterest income +19% YoY in Q3.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1275101/000156276224000239/0001562762-24-000239-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1275101/000156276224000239/botj-20241025x8k.htm
  HTML page:      https://secwatch.observer/filing/0001562762-24-000239

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer