{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-25-000009","form_type":"8-K","ticker":"USCB","cik":"0001901637","company_name":"USCB FINANCIAL HOLDINGS, INC.","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.538779+00:00","generated_at":"2026-05-27T16:08:50.184839+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"USCB reports Q4 2024 EPS of $0.34, doubles dividend to $0.10/share","bullets":["Net income $6.9M, diluted EPS $0.34 vs. $0.14 in Q4 2023 (up 143%).","Quarterly dividend doubled to $0.10/share, payable March 5 to holders of record Feb 14.","Net interest margin expanded to 3.16% from 2.65%; net interest income rose 34.7% YoY to $19.4M.","Total assets grew 10.4% to $2.6B; loans up 10.8% to $2.0B; deposits up 12.2% to $2.2B.","Tangible book value $10.81 (+10.2% YoY); non-performing loans 0.14% of total loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-25-000009","json":"https://secwatch.observer/filing/0001562762-25-000009.json","markdown":"https://secwatch.observer/filing/0001562762-25-000009.md","text":"https://secwatch.observer/filing/0001562762-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1901637/000156276225000009/0001562762-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1901637/000156276225000009/uscb-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T16:08:50.184839+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}