{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-25-000017","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2025-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.167464+00:00","generated_at":"2026-05-27T04:35:58.519633+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of the James Q4 net income falls to $1.62M from $2.11M; full year EPS $1.75, dividend declared","bullets":["Q4 2024 net income $1.62M ($0.36 per share) vs $2.11M ($0.45) a year ago.","Full year 2024 net income $7.94M ($1.75 per share) vs $8.70M ($1.91).","Net interest margin expanded to 3.18% in Q4 from 3.02% in Q2 2024.","Noninterest income up 18% to $15.14M; wealth management fees $4.84M.","Quarterly dividend of $0.10 per share declared, payable March 21, 2025 to holders of record March 7."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-25-000017","json":"https://secwatch.observer/filing/0001562762-25-000017.json","markdown":"https://secwatch.observer/filing/0001562762-25-000017.md","text":"https://secwatch.observer/filing/0001562762-25-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276225000017/0001562762-25-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276225000017/botj-20250131x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T04:35:58.519633+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}