secwatch.observer — SEC 8-K summary
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Issuer:     BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
CIK:        0001275101
Form:       8-K
Filed at:   2025-01-31T23:59:59+00:00
Accession:  0001562762-25-000017
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank of the James Q4 net income falls to $1.62M from $2.11M; full year EPS $1.75, dividend declared
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- Q4 2024 net income $1.62M ($0.36 per share) vs $2.11M ($0.45) a year ago.
- Full year 2024 net income $7.94M ($1.75 per share) vs $8.70M ($1.91).
- Net interest margin expanded to 3.18% in Q4 from 3.02% in Q2 2024.
- Noninterest income up 18% to $15.14M; wealth management fees $4.84M.
- Quarterly dividend of $0.10 per share declared, payable March 21, 2025 to holders of record March 7.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1275101/000156276225000017/0001562762-25-000017-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1275101/000156276225000017/botj-20250131x8k.htm
  HTML page:      https://secwatch.observer/filing/0001562762-25-000017

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