{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-25-000195","form_type":"8-K/A","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2025-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.564218+00:00","generated_at":"2026-05-17T20:29:18.698222+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank of the James Q2 2025 net income $2.70M, EPS $0.60; assets corrected to $1.004B","bullets":["Q2 net income of $2.70M ($0.60/diluted share) vs $2.15M ($0.47) a year ago.","Net interest margin improved to 3.45% in Q2 2025 vs 3.02% in Q2 2024.","Loans net of allowance grew to $649.09M at June 30, 2025 from $636.55M at Dec 31, 2024.","Capital notes of ~$10M retired; expected to reduce annual interest expense by ~$327,000.","Quarterly dividend of $0.10/share declared, payable Sept 26, 2025 to holders of record Sept 12."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-25-000195","json":"https://secwatch.observer/filing/0001562762-25-000195.json","markdown":"https://secwatch.observer/filing/0001562762-25-000195.md","text":"https://secwatch.observer/filing/0001562762-25-000195.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276225000195/0001562762-25-000195-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276225000195/botj-20250804x8ka.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T20:29:18.698222+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}