{"schema_version":"secwatch.filing_event.v1","accession":"0001562762-25-000214","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2025-08-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.564907+00:00","generated_at":"2026-05-17T11:05:58.768304+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"BOTJ amends $11M note: maturity extended to 2030, rate raised to 5.65%","bullets":["Maturity of $11M secured note extended from Dec 2026 to Aug 31, 2030; interest rate increased to 5.65% from 3.90% as of Sept 1, 2025.","Monthly P&I payments reduced to ~$61k from ~$81k; balloon payment of ~$7.4M due at maturity.","Outstanding principal ~$8.9M as of Aug 31, 2025; note secured by ~4.95% of Bank's common stock.","Borrower may request one-time recast of amortization if prepaying $1M or more."],"urls":{"canonical":"https://secwatch.observer/filing/0001562762-25-000214","json":"https://secwatch.observer/filing/0001562762-25-000214.json","markdown":"https://secwatch.observer/filing/0001562762-25-000214.md","text":"https://secwatch.observer/filing/0001562762-25-000214.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000156276225000214/0001562762-25-000214-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000156276225000214/botj-20250818x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T11:05:58.768304+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}