---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-21-037989"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2021-07-26T23:59:59+00:00"
generated_at: "2026-06-30T02:47:51.506908+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cathay General Bancorp Q2 2021 net income $77.2M, EPS $0.97, up 42% YoY

## Summary
- Net income $77.2M ($0.97 diluted EPS) vs $54.3M ($0.68) in Q2 2020; ROAA 1.60%.
- Net interest margin improved to 3.24% from 3.02% YoY; reversal of credit losses $9.0M.
- Total loans ex-PPP grew 3.4% annualized; non-time deposits up $462M (18.3% annualized).
- Repurchased 1.5M shares for $63.5M under April 2021 repurchase program.
- Tier 1 risk-based capital ratio 13.77%; all regulatory ratios remain well capitalized.

## SEC filing metadata
- accession: 0001564590-21-037989
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2021-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000156459021037989/0001564590-21-037989-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000156459021037989/caty-8k_20210726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-21-037989
- JSON: https://secwatch.observer/filing/0001564590-21-037989.json
- Plain text: https://secwatch.observer/filing/0001564590-21-037989.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.