{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-21-038372","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2021-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:21.351876+00:00","generated_at":"2026-06-30T02:00:50.698470+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover Q2 net income $3.52 EPS, operating $2.85; combined ratio 94.4%","bullets":["Net income $128.5M ($3.52 diluted EPS) vs $115.2M ($3.01) prior year; operating income $104.0M ($2.85) vs $62.7M ($1.63).","Combined ratio improved to 94.4% from 96.2%; ex-cat combined ratio 87.9%.","Net premiums written $1.207B, up 11.7% (8.6% adjusted for 2020 premium returns).","Catastrophe losses $76.8M (6.5% of NPE), 40 bps above expectations, driven by Midwest storms.","Book value per share $88.23, up 4.8% from Q1; share repurchases of 542k shares for $73.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-21-038372","json":"https://secwatch.observer/filing/0001564590-21-038372.json","markdown":"https://secwatch.observer/filing/0001564590-21-038372.md","text":"https://secwatch.observer/filing/0001564590-21-038372.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000156459021038372/0001564590-21-038372-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000156459021038372/thg-8k_20210727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T02:00:50.698470+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}