---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-21-039640"
form_type: "8-K"
ticker: "FMAO"
cik: "0000792966"
company_name: "FARMERS & MERCHANTS BANCORP INC"
filed_at: "2021-08-02T23:59:59+00:00"
generated_at: "2026-06-30T00:09:35.810197+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Farmers & Merchants Bancorp closes $35M subordinated note offering

## Summary
- Issued $35M aggregate principal of 3.25% fixed-to-floating rate subordinated notes due 2031.
- Notes pay 3.25% fixed for 5 years, then SOFR+263 bps; callable after 5 years at par.
- Proceeds for general corporate purposes, including acquisitions and organic growth.
- Notes qualify as Tier 2 regulatory capital; placed with accredited investors.
- Boenning & Scattergood acted as sole placement agent.

## SEC filing metadata
- accession: 0001564590-21-039640
- form_type: 8-K
- ticker: FMAO
- cik: 0000792966
- company_name: FARMERS & MERCHANTS BANCORP INC
- filed_at: 2021-08-02T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/792966/000156459021039640/0001564590-21-039640-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/792966/000156459021039640/fmao-8k_20210730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-21-039640
- JSON: https://secwatch.observer/filing/0001564590-21-039640.json
- Plain text: https://secwatch.observer/filing/0001564590-21-039640.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.