---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-21-045273"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2021-08-20T23:59:59+00:00"
generated_at: "2026-06-29T08:48:52.567307+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital reports H1 2021 net income of $6.2M, EPS $0.84, up 221% YoY; assets up 13%

## Summary
- Net income available to common shareholders $5.9M in H1 2021, +258% from $1.6M in H1 2020.
- Earnings per share $0.84 vs $0.23 in prior-year period.
- Assets grew 12.98% to $845.3M at June 30, 2021 from $748.2M a year earlier.
- Provision for loan losses declined sharply after $1.4M COVID-related increase in 2020.
- Revenue growth driven by PPP loan forgiveness, low cost of funds, and higher mortgage/investment advisory income.

## SEC filing metadata
- accession: 0001564590-21-045273
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2021-08-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000156459021045273/0001564590-21-045273-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000156459021045273/uwhr-8k_20210820.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-21-045273
- JSON: https://secwatch.observer/filing/0001564590-21-045273.json
- Plain text: https://secwatch.observer/filing/0001564590-21-045273.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.