{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-21-048568","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2021-09-22T23:59:59+00:00","discovered_at":"2026-05-14T18:04:21.352101+00:00","generated_at":"2026-06-29T02:11:40.059431+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover estimates Q3 catastrophe losses $150-165M pre-tax; driven by Hurricane Ida","bullets":["Preliminary Q3 catastrophe loss estimate $150-165M pre-tax ($119-130M after-tax), $97M above load.","Hurricane Ida contributes ~$75M pre-tax losses, mainly in Northeast and Gulf/Mid-Atlantic regions.","18 industry catastrophe events in Jul-Aug impacted company's footprint along with Ida.","Q3 full results due Oct 27 after close; virtual investor day on Sep 23."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-21-048568","json":"https://secwatch.observer/filing/0001564590-21-048568.json","markdown":"https://secwatch.observer/filing/0001564590-21-048568.md","text":"https://secwatch.observer/filing/0001564590-21-048568.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000156459021048568/0001564590-21-048568-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000156459021048568/thg-8k_20210922.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T02:11:40.059431+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}