FMAO corrects total loans net table in prior earnings release; no financial impact

FARMERS & MERCHANTS BANCORP INC

Corrected total loans net as of Sep 30, 2021: $1.4956 billion vs previously misstated figure.
All other financial results in Oct 20 press release unchanged; misstatement was clerical.
Corrected table covers quarterly loan detail back to Sep 2020; filed as Exhibit 99.
No impact on earnings, revenue, or any other reported financial metrics.

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