{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-21-051751","form_type":"8-K","ticker":"CATY","cik":"0000861842","company_name":"CATHAY GENERAL BANCORP","filed_at":"2021-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.879574+00:00","generated_at":"2026-06-28T18:39:19.872922+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"Cathay General Q3 net income $72.4M, EPS $0.93 up 31% YoY; loans ex-PPP grow 9.1% annualized","bullets":["Net income $72.4M ($0.93 diluted EPS) vs $56.8M ($0.71) in Q3 2020, up 27.5% and 31% YoY.","Net interest margin widened to 3.22% from 3.02% YoY; net interest income $152.5M, up 10.9%.","Total loans ex-PPP grew 9.1% annualized; total deposits ex-time deposits up $686.3M (25.9% annualized).","Board authorized $125M share repurchase program; 942,613 shares repurchased at avg $39.40 during Q3.","Efficiency ratio improved to 43.85% from 51.53% YoY, driven by lower non-interest expense."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-21-051751","json":"https://secwatch.observer/filing/0001564590-21-051751.json","markdown":"https://secwatch.observer/filing/0001564590-21-051751.md","text":"https://secwatch.observer/filing/0001564590-21-051751.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/861842/000156459021051751/0001564590-21-051751-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/861842/000156459021051751/caty-8k_20211025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T18:39:19.872922+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}