---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-21-051983"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2021-10-26T23:59:59+00:00"
generated_at: "2026-06-28T18:15:55.797851+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q3 net income $2.9M ($1.06 EPS); NIM 2.77% vs 3.04%

## Summary
- Net income $2.9M (+3.6% YoY); diluted EPS $1.06 vs $1.02.
- ROE 11.79% (down from 12.19%) and ROA 1.03% (down from 1.14%).
- Average loans fell $90M (-14% YoY), driven by $66M PPP decline; securities up 98%.
- Credit quality improved: NPAs down to $1.3M (0.24% of loans) from $4.1M; $210K provision reversal.
- Declared Q3 dividend $0.31/share (annualized yield 3.2%).

## SEC filing metadata
- accession: 0001564590-21-051983
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2021-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000156459021051983/0001564590-21-051983-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000156459021051983/csbb-8k_20211026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-21-051983
- JSON: https://secwatch.observer/filing/0001564590-21-051983.json
- Plain text: https://secwatch.observer/filing/0001564590-21-051983.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.