secwatch.observer — SEC 8-K summary
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Issuer:     CSB Bancorp, Inc. (CSBB)
CIK:        0000880417
Form:       8-K
Filed at:   2021-10-26T23:59:59+00:00
Accession:  0001564590-21-051983
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CSB Bancorp Q3 net income $2.9M ($1.06 EPS); NIM 2.77% vs 3.04%
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- Net income $2.9M (+3.6% YoY); diluted EPS $1.06 vs $1.02.
- ROE 11.79% (down from 12.19%) and ROA 1.03% (down from 1.14%).
- Average loans fell $90M (-14% YoY), driven by $66M PPP decline; securities up 98%.
- Credit quality improved: NPAs down to $1.3M (0.24% of loans) from $4.1M; $210K provision reversal.
- Declared Q3 dividend $0.31/share (annualized yield 3.2%).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/880417/000156459021051983/0001564590-21-051983-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/880417/000156459021051983/csbb-8k_20211026.htm
  HTML page:      https://secwatch.observer/filing/0001564590-21-051983

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer