{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-21-052364","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2021-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:16.352012+00:00","generated_at":"2026-06-28T17:48:17.740473+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover Q3 net income drops to $34M from $119M; combined ratio 102.3%","bullets":["Net income $34.0M ($0.94/diluted) vs $118.9M ($3.13/diluted) in prior-year quarter.","Operating income $30.8M ($0.85/diluted) vs $93.5M ($2.46/diluted) a year ago.","Combined ratio 102.3% (ex-cat 89.4%); catastrophe losses $153.5M including $75M from Hurricane Ida.","Net premiums written grew 8.4% to $1.38B; book value per share $87.04, down 1.3% from Q2.","Repurchased 175k shares for $24M in Q3; $371M remaining under buyback program."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-21-052364","json":"https://secwatch.observer/filing/0001564590-21-052364.json","markdown":"https://secwatch.observer/filing/0001564590-21-052364.md","text":"https://secwatch.observer/filing/0001564590-21-052364.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000156459021052364/0001564590-21-052364-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000156459021052364/thg-8k_20211027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T17:48:17.740473+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}