{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-21-060071","form_type":"8-K","ticker":"ABCB","cik":"0000351569","company_name":"Ameris Bancorp","filed_at":"2021-12-13T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.085988+00:00","generated_at":"2026-06-28T01:52:51.040713+00:00","sec_items":["7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ameris Bancorp acquires Balboa Capital, all-cash deal; originations >$415M in 2021","bullets":["All-cash acquisition of Balboa Capital, a provider of online business lending solutions.","Expected to be accretive to earnings with manageable tangible book value dilution and 4-year earn-back.","Balboa Capital's 2021 originations expected to exceed $415M; company founded 1988, headquartered Costa Mesa, CA.","Acquisition boosts Ameris Bank's small business lending, point-of-sale financing, and digital lending capabilities."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-21-060071","json":"https://secwatch.observer/filing/0001564590-21-060071.json","markdown":"https://secwatch.observer/filing/0001564590-21-060071.md","text":"https://secwatch.observer/filing/0001564590-21-060071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/351569/000156459021060071/0001564590-21-060071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/351569/000156459021060071/abcb-8k_20211213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T01:52:51.040713+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}