---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-21-060071"
form_type: "8-K"
ticker: "ABCB"
cik: "0000351569"
company_name: "Ameris Bancorp"
filed_at: "2021-12-13T23:59:59+00:00"
generated_at: "2026-06-28T01:52:51.040713+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ameris Bancorp acquires Balboa Capital, all-cash deal; originations >$415M in 2021

## Summary
- All-cash acquisition of Balboa Capital, a provider of online business lending solutions.
- Expected to be accretive to earnings with manageable tangible book value dilution and 4-year earn-back.
- Balboa Capital's 2021 originations expected to exceed $415M; company founded 1988, headquartered Costa Mesa, CA.
- Acquisition boosts Ameris Bank's small business lending, point-of-sale financing, and digital lending capabilities.

## SEC filing metadata
- accession: 0001564590-21-060071
- form_type: 8-K
- ticker: ABCB
- cik: 0000351569
- company_name: Ameris Bancorp
- filed_at: 2021-12-13T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/351569/000156459021060071/0001564590-21-060071-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/351569/000156459021060071/abcb-8k_20211213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-21-060071
- JSON: https://secwatch.observer/filing/0001564590-21-060071.json
- Plain text: https://secwatch.observer/filing/0001564590-21-060071.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.