{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-001137","form_type":"8-K","ticker":"BKSC","cik":"0001007273","company_name":"BANK OF SOUTH CAROLINA CORP","filed_at":"2022-01-13T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.019769+00:00","generated_at":"2026-06-27T18:07:26.108771+00:00","sec_items":["2.02"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Bank of South Carolina annual earnings up 4.4% but Q4 net income falls 11.3%","bullets":["Full-year 2021 net income $6.745M ($1.22 basic EPS) vs $6.461M ($1.17) in 2020.","Q4 2021 net income $1.539M ($0.28 basic EPS) vs $1.735M ($0.31) in Q4 2020, down 11.3%.","ROA for 2021 was 1.14% vs 1.28% in 2020; ROE improved to 12.30% from 11.93%.","Book value per share declined to $9.73 from $9.96 at year-end 2020.","CEO notes PPP and mortgage fees offset low interest income; expects rate hikes to help in 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-001137","json":"https://secwatch.observer/filing/0001564590-22-001137.json","markdown":"https://secwatch.observer/filing/0001564590-22-001137.md","text":"https://secwatch.observer/filing/0001564590-22-001137.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1007273/000156459022001137/0001564590-22-001137-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1007273/000156459022001137/bksc-8k_20220113.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T18:07:26.108771+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}