{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-002335","form_type":"8-K","ticker":"QNBC","cik":"0000750558","company_name":"QNB CORP.","filed_at":"2022-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:09.674976+00:00","generated_at":"2026-06-27T16:03:00.318043+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"QNB Corp reports record full-year 2021 net income of $16.5M, diluted EPS $4.64","bullets":["Q4 2021 net income $4.15M ($1.17 diluted EPS) flat YoY; full-year net income $16.5M ($4.64 EPS), up 36% from 2020.","Net interest income full-year $42.1M (+$4.9M YoY); net interest margin 2.79% vs 2.92%.","Total deposits $1.45B (+18.1% YoY); loans ex-PPP $912.5M (+7.5% YoY).","No provision for loan losses in Q4; allowance 1.21% of loans; non-performing loans improved to 1.26% from 1.53%.","Total assets $1.67B at Dec 31, 2021, up $233M from Dec 31, 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-002335","json":"https://secwatch.observer/filing/0001564590-22-002335.json","markdown":"https://secwatch.observer/filing/0001564590-22-002335.md","text":"https://secwatch.observer/filing/0001564590-22-002335.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750558/000156459022002335/0001564590-22-002335-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750558/000156459022002335/qnbc-8k_20220125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T16:03:00.318043+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}