{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-002462","form_type":"8-K","ticker":"CSBB","cik":"0000880417","company_name":"CSB Bancorp, Inc.","filed_at":"2022-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:04:10.136013+00:00","generated_at":"2026-06-27T15:41:44.635229+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"CSB Bancorp Q4 net income falls to $2.3M, EPS $0.85 from $0.97 YoY","bullets":["Net income $2,306,000 ($0.85 diluted EPS) vs $2,679,000 ($0.97) in Q4 2020.","Net interest margin narrowed to 2.48% from 2.85%; no loan loss provision vs $378K provision.","Noninterest income fell 12% on 64% drop in mortgage gain on sale; efficiency ratio rose to 66.4%.","Nonperforming assets decreased to $1.1M (0.20% of loans) from $4.5M a year ago.","Quarterly dividend maintained at $0.31 per share; annualized yield 3.3% based on $37.75 close."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-002462","json":"https://secwatch.observer/filing/0001564590-22-002462.json","markdown":"https://secwatch.observer/filing/0001564590-22-002462.md","text":"https://secwatch.observer/filing/0001564590-22-002462.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880417/000156459022002462/0001564590-22-002462-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880417/000156459022002462/csbb-8k_20220126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T15:41:44.635229+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}