{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-003657","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2022-02-02T23:59:59+00:00","discovered_at":"2026-05-14T18:04:10.485434+00:00","generated_at":"2026-06-27T12:43:48.273488+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover reports record Q4 operating EPS of $3.38; full-year net income $418.7M; dividend raised 7.1%","bullets":["Q4 net income $163.5M ($4.53/diluted share) vs $164.6M ($4.43) prior year; operating income $122.1M ($3.38) vs $112.0M ($3.02).","Full year 2021 net income $418.7M ($11.49/diluted share) up from $358.7M ($9.42); operating income $318.3M ($8.73) vs $355.0M ($9.32).","Combined ratio 92.9% (89.8% ex-cat); Commercial Lines current accident year ex-cat combined ratio improved to 90.1% from 90.9%.","Net premiums written up 9.2% in Q4 to $1.215B; full year up 8.6% to $4.993B with strong growth across commercial and personal lines.","Board approved 7.1% dividend increase to $0.75/share; repurchased $162.6M of stock in 2021, $20M in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-003657","json":"https://secwatch.observer/filing/0001564590-22-003657.json","markdown":"https://secwatch.observer/filing/0001564590-22-003657.md","text":"https://secwatch.observer/filing/0001564590-22-003657.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000156459022003657/0001564590-22-003657-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000156459022003657/thg-8k_20220202.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T12:43:48.273488+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}