secwatch.observer — SEC 8-K summary
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Issuer:     HANOVER INSURANCE GROUP, INC. (THG)
CIK:        0000944695
Form:       8-K
Filed at:   2022-02-02T23:59:59+00:00
Accession:  0001564590-22-003657
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Hanover reports record Q4 operating EPS of $3.38; full-year net income $418.7M; dividend raised 7.1%
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- Q4 net income $163.5M ($4.53/diluted share) vs $164.6M ($4.43) prior year; operating income $122.1M ($3.38) vs $112.0M ($3.02).
- Full year 2021 net income $418.7M ($11.49/diluted share) up from $358.7M ($9.42); operating income $318.3M ($8.73) vs $355.0M ($9.32).
- Combined ratio 92.9% (89.8% ex-cat); Commercial Lines current accident year ex-cat combined ratio improved to 90.1% from 90.9%.
- Net premiums written up 9.2% in Q4 to $1.215B; full year up 8.6% to $4.993B with strong growth across commercial and personal lines.
- Board approved 7.1% dividend increase to $0.75/share; repurchased $162.6M of stock in 2021, $20M in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/944695/000156459022003657/0001564590-22-003657-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/944695/000156459022003657/thg-8k_20220202.htm
  HTML page:      https://secwatch.observer/filing/0001564590-22-003657

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