---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-007626"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2022-02-28T23:59:59+00:00"
generated_at: "2026-06-27T03:57:12.336331+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Corp reports FY 2021 net income of $10.1M, up 25% YoY, EPS $1.33 vs $1.03

## Summary
- Total assets $939.7M at Dec 31, 2021, up 13.5% from $827.8M a year earlier.
- Net income $10.1M for FY 2021 vs $8.1M in FY 2020; net income available to common $9.5M.
- Diluted EPS available to common $1.33, compared to $1.03 in the prior year.
- Earnings growth driven by recoveries in allowance for loan losses and SBA PPP fee income.

## SEC filing metadata
- accession: 0001564590-22-007626
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2022-02-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000156459022007626/0001564590-22-007626-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000156459022007626/uwhr-8k_20220228.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-007626
- JSON: https://secwatch.observer/filing/0001564590-22-007626.json
- Plain text: https://secwatch.observer/filing/0001564590-22-007626.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.