{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-008036","form_type":"8-K","ticker":"RPAY","cik":"0001720592","company_name":"Repay Holdings Corp","filed_at":"2022-03-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.934212+00:00","generated_at":"2026-06-27T03:06:23.860706+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"REPAY Q4 2021: Revenue up 50% to $62.2M, adjusted EBITDA up 58% to $27.8M","bullets":["Card payment volume of $5.6B in Q4 (+43% YoY); full year 2021 volume $20.5B (+35%).","GAAP net loss $17.4M (vs $8.9M loss in Q4 2020); adjusted net income $27.0M ($0.28 per share).","Full year 2021 revenue $219.3M (+41%), gross profit $163.8M (+44%).","Adjusted EBITDA (revised definition) $93.2M for full year 2021, up 57% from 2020.","Management cites digital payment tailwinds but provides no specific 2022 guidance."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-008036","json":"https://secwatch.observer/filing/0001564590-22-008036.json","markdown":"https://secwatch.observer/filing/0001564590-22-008036.md","text":"https://secwatch.observer/filing/0001564590-22-008036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1720592/000156459022008036/0001564590-22-008036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1720592/000156459022008036/rpay-8k_20220301.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T03:06:23.860706+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}