---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-008036"
form_type: "8-K"
ticker: "RPAY"
cik: "0001720592"
company_name: "Repay Holdings Corp"
filed_at: "2022-03-01T23:59:59+00:00"
generated_at: "2026-06-27T03:06:23.860706+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# REPAY Q4 2021: Revenue up 50% to $62.2M, adjusted EBITDA up 58% to $27.8M

## Summary
- Card payment volume of $5.6B in Q4 (+43% YoY); full year 2021 volume $20.5B (+35%).
- GAAP net loss $17.4M (vs $8.9M loss in Q4 2020); adjusted net income $27.0M ($0.28 per share).
- Full year 2021 revenue $219.3M (+41%), gross profit $163.8M (+44%).
- Adjusted EBITDA (revised definition) $93.2M for full year 2021, up 57% from 2020.
- Management cites digital payment tailwinds but provides no specific 2022 guidance.

## SEC filing metadata
- accession: 0001564590-22-008036
- form_type: 8-K
- ticker: RPAY
- cik: 0001720592
- company_name: Repay Holdings Corp
- filed_at: 2022-03-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1720592/000156459022008036/0001564590-22-008036-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1720592/000156459022008036/rpay-8k_20220301.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-008036
- JSON: https://secwatch.observer/filing/0001564590-22-008036.json
- Plain text: https://secwatch.observer/filing/0001564590-22-008036.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.