secwatch.observer — SEC 8-K summary
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Issuer:     Repay Holdings Corp (RPAY)
CIK:        0001720592
Form:       8-K
Filed at:   2022-03-01T23:59:59+00:00
Accession:  0001564590-22-008036
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

REPAY Q4 2021: Revenue up 50% to $62.2M, adjusted EBITDA up 58% to $27.8M
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- Card payment volume of $5.6B in Q4 (+43% YoY); full year 2021 volume $20.5B (+35%).
- GAAP net loss $17.4M (vs $8.9M loss in Q4 2020); adjusted net income $27.0M ($0.28 per share).
- Full year 2021 revenue $219.3M (+41%), gross profit $163.8M (+44%).
- Adjusted EBITDA (revised definition) $93.2M for full year 2021, up 57% from 2020.
- Management cites digital payment tailwinds but provides no specific 2022 guidance.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1720592/000156459022008036/0001564590-22-008036-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1720592/000156459022008036/rpay-8k_20220301.htm
  HTML page:      https://secwatch.observer/filing/0001564590-22-008036

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer