secwatch.observer — SEC 8-K summary
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Issuer:     Ameris Bancorp (ABCB)
CIK:        0000351569
Form:       8-K
Filed at:   2022-04-26T23:59:59+00:00
Accession:  0001564590-22-015731
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Ameris Bancorp Q1 net income $81.7M ($1.17 EPS); NIM expands 17bps to 3.35%
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- Net income $81.7M ($1.17 diluted EPS); adjusted $75.0M ($1.08).
- Net interest margin improved to 3.35% from 3.18% QoQ; NII (TE) $173.6M.
- Organic loan growth $269.5M (6.8% annualized); excl. PPP $350.7M (8.9%).
- Tangible book value per share $26.84, up $0.58 from Dec 2021; TBV dilution <1% from OCI.
- Provision for credit losses $6.2M; NPA ratio 0.47%; net charge-off ratio 0.09%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/351569/000156459022015731/0001564590-22-015731-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/351569/000156459022015731/abcb-8k_20220426.htm
  HTML page:      https://secwatch.observer/filing/0001564590-22-015731

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer