{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-018316","form_type":"8-K","ticker":"PDLB","cik":"0001874071","company_name":"Ponce Financial Group, Inc.","filed_at":"2022-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.967315+00:00","generated_at":"2026-06-26T00:01:33.698608+00:00","sec_items":["2.02","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Ponce Financial writes off $8.1M from Grain fraud; expects $0.26 EPS hit","bullets":["Write-off of $6.3M and additional reserve of $1.7M on Grain Receivable due to synthetic identity fraud.","Pre-tax earnings impact of ~$8.1M; net income impact of ~$5.7M ($0.26 per basic/diluted share).","No new microloans originated until further notice; existing extensions require fraud confirmation.","Remaining Grain Receivable of $2.2M may be further impaired if Grain cannot pay."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-018316","json":"https://secwatch.observer/filing/0001564590-22-018316.json","markdown":"https://secwatch.observer/filing/0001564590-22-018316.md","text":"https://secwatch.observer/filing/0001564590-22-018316.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1874071/000156459022018316/0001564590-22-018316-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1874071/000156459022018316/pdlb-8k_20220505.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T00:01:33.698608+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}