{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-026400","form_type":"8-K","ticker":"QNBC","cik":"0000750558","company_name":"QNB CORP.","filed_at":"2022-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.075256+00:00","generated_at":"2026-06-24T08:57:33.059569+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"QNB Corp. Q2 earnings fall to $0.94/share; holdco equity portfolio drags results","bullets":["Diluted EPS $0.94 vs $1.09 in Q2 2021; net income $3.35M down 13.4%.","QNB Bank net income rose 24% to $4.08M; holdco loss of $733M from equity fair value.","Net interest income grew 8.7% to $11.1M; net interest margin slightly narrowed to 2.73%.","Non-performing loans improved to 1.18% of loans; no provision for loan losses in Q2.","Deposits up $18M to $1.468B; loans ex-PPP grew $47M to $960M."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-026400","json":"https://secwatch.observer/filing/0001564590-22-026400.json","markdown":"https://secwatch.observer/filing/0001564590-22-026400.md","text":"https://secwatch.observer/filing/0001564590-22-026400.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750558/000156459022026400/0001564590-22-026400-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750558/000156459022026400/qnbc-8k_20220726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:57:33.059569+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}