{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-026699","form_type":"8-K","ticker":"STC","cik":"0000094344","company_name":"STEWART INFORMATION SERVICES CORP","filed_at":"2022-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.721590+00:00","generated_at":"2026-06-24T08:30:16.551550+00:00","sec_items":[],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Stewart Q2 net income $61.7M falls 35% YoY; diluted EPS $2.26 vs $3.50","bullets":["Total revenues $844.1M (+3% YoY); adjusted net income $70.4M ($2.58 adjusted EPS) vs $86.0M ($3.17) in Q2 2021.","Title segment pretax income down 26% to $93.6M; pretax margin 12.3% from 16.7% due to higher expenses.","Real estate solutions segment revenues surged 42% to $82.9M; pretax income up 176% to $6.1M.","Net cash from operations fell 19% to $83.3M from $103.0M on lower net income.","CEO cites transitioning market; company maintains strong operating margins."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-026699","json":"https://secwatch.observer/filing/0001564590-22-026699.json","markdown":"https://secwatch.observer/filing/0001564590-22-026699.md","text":"https://secwatch.observer/filing/0001564590-22-026699.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/94344/000156459022026699/0001564590-22-026699-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/94344/000156459022026699/stc-8k_20220727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:30:16.551550+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}