---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-026699"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2022-07-27T23:59:59+00:00"
generated_at: "2026-06-24T08:30:16.551550+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Stewart Q2 net income $61.7M falls 35% YoY; diluted EPS $2.26 vs $3.50

## Summary
- Total revenues $844.1M (+3% YoY); adjusted net income $70.4M ($2.58 adjusted EPS) vs $86.0M ($3.17) in Q2 2021.
- Title segment pretax income down 26% to $93.6M; pretax margin 12.3% from 16.7% due to higher expenses.
- Real estate solutions segment revenues surged 42% to $82.9M; pretax income up 176% to $6.1M.
- Net cash from operations fell 19% to $83.3M from $103.0M on lower net income.
- CEO cites transitioning market; company maintains strong operating margins.

## SEC filing metadata
- accession: 0001564590-22-026699
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2022-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000156459022026699/0001564590-22-026699-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000156459022026699/stc-8k_20220727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-026699
- JSON: https://secwatch.observer/filing/0001564590-22-026699.json
- Plain text: https://secwatch.observer/filing/0001564590-22-026699.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.