---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-027046"
form_type: "8-K"
ticker: "EFSI"
cik: "0000880641"
company_name: "EAGLE FINANCIAL SERVICES INC"
filed_at: "2022-07-29T23:59:59+00:00"
generated_at: "2026-06-24T07:09:37.724475+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Eagle Financial reports record Q2 net income of $4.0M, raises dividend to $0.29

## Summary
- Net income $4.0M ($1.14 EPS), up 32.9% YoY from $3.0M; ROAA 1.16%, ROAE 15.86%
- Quarterly cash dividend increased to $0.29/share, payable Aug 19 to holders of record Aug 8
- Net loans rose $98.8M to $1.11B; total assets $1.40B, up 2.1% from prior quarter
- Net interest margin expanded to 3.70% from 3.61% in Q1 2022 and 3.56% in Q2 2021
- Nonperforming assets fell to $2.1M (0.15% of assets) from $2.6M at March 31, 2022

## SEC filing metadata
- accession: 0001564590-22-027046
- form_type: 8-K
- ticker: EFSI
- cik: 0000880641
- company_name: EAGLE FINANCIAL SERVICES INC
- filed_at: 2022-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880641/000156459022027046/0001564590-22-027046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880641/000156459022027046/efsi-8k_20220728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-027046
- JSON: https://secwatch.observer/filing/0001564590-22-027046.json
- Plain text: https://secwatch.observer/filing/0001564590-22-027046.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.