---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-028452"
form_type: "8-K"
ticker: "PRI"
cik: "0001475922"
company_name: "Primerica, Inc."
filed_at: "2022-08-08T23:59:59+00:00"
generated_at: "2026-06-24T02:43:55.170587+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Primerica Q2 net income falls 16%; adjusted EPS $2.86, down 12% YoY

## Summary
- Net income $107.9M ($2.79 diluted EPS) vs $128.4M prior year; adjusted net operating income $110.7M ($2.86 adjusted EPS).
- Term Life net premiums +7% to $410.7M; excess COVID claims largely normalized at $2M in Q2.
- ISP sales $2.69B (-12%); average client assets $87.99B (-2%); Canadian segregated fund DAC amortization hurt segment income by $3.7M.
- Senior Health segment reported adjusted operating loss of $12.95M; submitted policies 19,652 (seasonally low quarter).
- Declared dividend $0.55/share (payable Sept 14); repurchased $128M of stock in Q2; new life licenses up 14%.

## SEC filing metadata
- accession: 0001564590-22-028452
- form_type: 8-K
- ticker: PRI
- cik: 0001475922
- company_name: Primerica, Inc.
- filed_at: 2022-08-08T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475922/000156459022028452/0001564590-22-028452-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475922/000156459022028452/pri-8k_20220808.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-028452
- JSON: https://secwatch.observer/filing/0001564590-22-028452.json
- Plain text: https://secwatch.observer/filing/0001564590-22-028452.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.