---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-029768"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2022-08-19T23:59:59+00:00"
generated_at: "2026-06-23T22:41:19.340170+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Q2 net income $1.7M ($0.22/share); assets reach $991M, up 17% YoY

## Summary
- Assets $991M as of June 30, 2022, up 17% from $845M YoY.
- Q2 2022 net income $1.7M vs $1.6M in Q2 2021; EPS $0.22 vs $0.20.
- H1 2022 net income $2.5M vs $6.2M in H1 2021; decline due to $1M one-time PPP income, $991K bond gains, and $4.7M mortgage revenue in prior year.
- Loan book grew $76M in new production, replacing $50M forgiven PPP loans.
- Management notes headwinds from rising rates and national mortgage origination decline 30-40%.

## SEC filing metadata
- accession: 0001564590-22-029768
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2022-08-19T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000156459022029768/0001564590-22-029768-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000156459022029768/uwhr-8k_20220819.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-029768
- JSON: https://secwatch.observer/filing/0001564590-22-029768.json
- Plain text: https://secwatch.observer/filing/0001564590-22-029768.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.