---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-030638"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2022-08-31T23:59:59+00:00"
generated_at: "2026-06-23T19:07:09.543165+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Corp reports H1 2022 net income $2.5M, down 60% from $6.2M in H1 2021

## Summary
- H1 2022 net income $2.5M vs $6.2M in H1 2021; EPS $0.32 vs $0.82.
- Q2 2022 net income $1.7M vs $1.6M in Q2 2021; EPS $0.22 vs $0.20.
- Total assets grew 17% to $991M from $845M a year ago.
- Decline due to non-recurring 2021 items: $1M PPP income, $991K bond gains, $4.7M mortgage revenue.

## SEC filing metadata
- accession: 0001564590-22-030638
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2022-08-31T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000156459022030638/0001564590-22-030638-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000156459022030638/uwhr-8k_20220830.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-030638
- JSON: https://secwatch.observer/filing/0001564590-22-030638.json
- Plain text: https://secwatch.observer/filing/0001564590-22-030638.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.