---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-034716"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2022-10-20T23:59:59+00:00"
generated_at: "2026-06-23T02:30:55.956131+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital reports Q3 net income $2.8M up 4% YoY; declares 2.5% stock dividend

## Summary
- Consolidated total assets $1.04B vs $939.7M at year-end 2021.
- Nine-month net income $5.3M vs $8.9M YoY, down 40% due to mortgage banking decline.
- Q3 net income available to common $0.38/share vs $0.35 YoY, up 6%.
- Board declares 2.5% stock dividend payable Nov 22, 2022 to holders of record Nov 8.
- Nine-month EPS $0.69 vs $1.14 YoY; retroactively adjusted for stock dividend.

## SEC filing metadata
- accession: 0001564590-22-034716
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2022-10-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000156459022034716/0001564590-22-034716-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000156459022034716/uwhr-8k_20221018.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-034716
- JSON: https://secwatch.observer/filing/0001564590-22-034716.json
- Plain text: https://secwatch.observer/filing/0001564590-22-034716.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.