---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-035029"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:31:22.776750+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp reports Q3 net income of $3.65M, up 26% YoY; EPS $1.35 vs $1.06

## Summary
- Net interest margin expanded to 3.12% from 2.77% a year ago; net interest income up 17% YoY.
- Nonperforming assets declined to $685k (0.11% of loans) from $1.3M; net charge-offs minimal.
- Average deposits grew 5% YoY; cost of deposits rose to 0.22% from 0.18%.
- Quarterly dividend of $0.33 declared, payable Sep 20, 2022; annualized yield 3.4%.
- Negative provision for loan losses of $250k; efficiency ratio improved to 57.9% from 62.5%.

## SEC filing metadata
- accession: 0001564590-22-035029
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000156459022035029/0001564590-22-035029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000156459022035029/csbb-8k_20221025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-035029
- JSON: https://secwatch.observer/filing/0001564590-22-035029.json
- Plain text: https://secwatch.observer/filing/0001564590-22-035029.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.