{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-035270","form_type":"8-K","ticker":"STC","cik":"0000094344","company_name":"STEWART INFORMATION SERVICES CORP","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.112217+00:00","generated_at":"2026-06-23T01:07:10.045911+00:00","sec_items":[],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Stewart Q3 revenue $716.4M, down 14% YoY; EPS $1.08 vs $3.26 prior year","bullets":["Total revenues $716.4M ($722.8M adj), down 14% from $836.7M; title segment operating revenues fell 16%.","Net income $29.4M ($37.5M adj) vs $88.7M; diluted EPS $1.08 ($1.37 adj) vs $3.26 ($3.17 adj) prior year.","Title segment pretax income dropped 56% to $51.8M; pretax margin fell to 8.0% from 15.4%.","CEO cites mortgage rate headwinds; acquired FNC Title Services (reverse mortgage title) to invest opportunistically.","Nine-month adjusted net income $163.6M ($5.98 per diluted share) vs $224.0M ($8.27) prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-035270","json":"https://secwatch.observer/filing/0001564590-22-035270.json","markdown":"https://secwatch.observer/filing/0001564590-22-035270.md","text":"https://secwatch.observer/filing/0001564590-22-035270.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/94344/000156459022035270/0001564590-22-035270-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/94344/000156459022035270/stc-8k_20221026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:07:10.045911+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}