{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-036081","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2022-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.955199+00:00","generated_at":"2026-06-22T18:05:30.073466+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Regional Management Q3 net income $10.1M ($1.06 EPS), down 54.7% YoY; declares $0.30 dividend","bullets":["Net income $10.1M, diluted EPS $1.06; declines of 54.7% and 49.8% YoY respectively.","Net finance receivables hit all-time high $1.61B, up 22.3% YoY; total revenue record $131.5M, up 17.9%.","Provision for credit losses $48.1M, up 84.2% YoY; 30+ day delinquencies 7.2% (up 100 bps QoQ).","Quarterly dividend $0.30 per share payable Dec 14, 2022 to holders of record Nov 23, 2022.","Expanded to California and Louisiana; closed $200M securitization with AAA rating in Oct 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-036081","json":"https://secwatch.observer/filing/0001564590-22-036081.json","markdown":"https://secwatch.observer/filing/0001564590-22-036081.md","text":"https://secwatch.observer/filing/0001564590-22-036081.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000156459022036081/0001564590-22-036081-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000156459022036081/rm-8k_20221101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T18:05:30.073466+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"787f64daec84a774da6d8c72f69ec6032f5e1db9","claim":"Regional Management Corp. reported financial results for the three and nine months ended September 30, 2022.","evidence_excerpt":"On November 1, 2022, Regional Management Corp. (the \" Company \") issued a press release announcing financial results for the three and nine months ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1519401/000156459022036081/0001564590-22-036081-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and nine months ended September 30, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}