{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-036848","form_type":"8-K","ticker":"PRHI","cik":"0001502292","company_name":"Presurance Holdings, Inc.","filed_at":"2022-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.890000+00:00","generated_at":"2026-06-22T05:18:57.015090+00:00","sec_items":["1.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Conifer closes LPT reinsurance deal with Fleming Re; $66.3M aggregate limit","bullets":["Fleming Re covers $66.3M paid losses on $40.8M net reserves for accident years 2019 and prior.","Company retains $5.5M loss corridor; retention up to $46.3M.","Transaction provides $20M adverse development cover, strengthening balance sheet.","Part of strategic initiatives to accelerate long-term profitability."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-036848","json":"https://secwatch.observer/filing/0001564590-22-036848.json","markdown":"https://secwatch.observer/filing/0001564590-22-036848.md","text":"https://secwatch.observer/filing/0001564590-22-036848.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1502292/000156459022036848/0001564590-22-036848-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1502292/000156459022036848/cnfr-8k_20221101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T05:18:57.015090+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8ee0475587a43e22b459ec0d26204093bc2ead77","claim":"Presurance Holdings, Inc. entered into loss portfolio transfer reinsurance agreement with Fleming Reinsurance Ltd valued at aggregate limit of $66.3 million of paid losses on $40.8 million of stated net reserves (effective 2022-11-01).","evidence_excerpt":"On November 1, 2022, Conifer Holdings, Inc. (the \"Company\"), entered into a loss portfolio transfer (\"LPT\") reinsurance agreement with Fleming Reinsurance Ltd (\"Fleming Re\").","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1502292/000156459022036848/0001564590-22-036848-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Counterparty","value":"Fleming Reinsurance Ltd"},{"label":"Value","value":"aggregate limit of $66.3 million of paid losses on $40.8 million of stated net reserves"},{"label":"Effective","value":"2022-11-01"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}