---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-036848"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2022-11-07T23:59:59+00:00"
generated_at: "2026-06-22T05:18:57.015090+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Conifer closes LPT reinsurance deal with Fleming Re; $66.3M aggregate limit

## Summary
- Fleming Re covers $66.3M paid losses on $40.8M net reserves for accident years 2019 and prior.
- Company retains $5.5M loss corridor; retention up to $46.3M.
- Transaction provides $20M adverse development cover, strengthening balance sheet.
- Part of strategic initiatives to accelerate long-term profitability.

## SEC filing metadata
- accession: 0001564590-22-036848
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2022-11-07T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000156459022036848/0001564590-22-036848-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000156459022036848/cnfr-8k_20221101.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-036848
- JSON: https://secwatch.observer/filing/0001564590-22-036848.json
- Plain text: https://secwatch.observer/filing/0001564590-22-036848.txt

## Key facts
- Material Agreements
  Presurance Holdings, Inc. entered into loss portfolio transfer reinsurance agreement with Fleming Reinsurance Ltd valued at aggregate limit of $66.3 million of paid losses on $40.8 million of stated net reserves (effective 2022-11-01).
  - Action: entry
  - Counterparty: Fleming Reinsurance Ltd
  - Value: aggregate limit of $66.3 million of paid losses on $40.8 million of stated net reserves
  - Effective: 2022-11-01
  source text: On November 1, 2022, Conifer Holdings, Inc. (the "Company"), entered into a loss portfolio transfer ("LPT") reinsurance agreement with Fleming Reinsurance Ltd ("Fleming Re").
  evidence_url: https://www.sec.gov/Archives/edgar/data/1502292/000156459022036848/0001564590-22-036848-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.