---
schema_version: "secwatch.filing_event.v1"
accession: "0001564590-22-037759"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2022-11-15T23:59:59+00:00"
generated_at: "2026-06-21T18:26:23.731656+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Conifer Holdings Q3 2022 net loss $1.5M; GWP ex-deemphasized lines up 8.9%

## Summary
- Net loss $1.5M ($0.14 per share) vs $1.2M loss ($0.12) a year ago.
- Gross written premium down 1.8% overall to $33.1M; up 8.9% excluding deemphasized lines.
- Expense ratio improved to 39.9% from 42.3% in Q3 2021.
- Subsequent to Q3, sold Venture assets to Acrisure; closed Oct 14, 2022.
- Also closed $20M adverse development cover via Loss Portfolio Transfer with Fleming Re.

## SEC filing metadata
- accession: 0001564590-22-037759
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2022-11-15T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000156459022037759/0001564590-22-037759-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000156459022037759/cnfr-8k_20221109.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001564590-22-037759
- JSON: https://secwatch.observer/filing/0001564590-22-037759.json
- Plain text: https://secwatch.observer/filing/0001564590-22-037759.txt

## Key facts
- Earnings Releases
  Presurance Holdings, Inc. reported financial results for the third quarter ended September 30, 2022.
  - Period: the third quarter ended September 30, 2022
  - Result: reported results
  source text: Conifer Holdings, Inc. (Nasdaq: CNFR) (“Conifer” or the “Company”) today announced results for the third quarter ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1502292/000156459022037759/0001564590-22-037759-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.