{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-22-037828","form_type":"8-K","ticker":"UWHR","cik":"0000898171","company_name":"UWHARRIE CAPITAL CORP","filed_at":"2022-11-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.936295+00:00","generated_at":"2026-06-21T17:55:06.656939+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Uwharrie Capital reports 9-month net income $5.3M ($0.69/share), down 40% from prior year","bullets":["Net income for first nine months of 2022 was $5.3M ($0.69 per share), compared to $8.9M ($1.14) in 2021.","Mortgage banking income declined sharply due to rising rates; $1.4M recovery from loan loss reserve.","Total assets reached $1.04B, up $118M YoY; loan growth ex-PPP was 16%.","Book value per share fell to $3.07 from $7.02 due to $34.1M AOCI unrealized loss on AFS securities.","Board declared a 2.5% stock dividend, payable Nov 22 to holders of record Nov 8, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-22-037828","json":"https://secwatch.observer/filing/0001564590-22-037828.json","markdown":"https://secwatch.observer/filing/0001564590-22-037828.md","text":"https://secwatch.observer/filing/0001564590-22-037828.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/898171/000156459022037828/0001564590-22-037828-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/898171/000156459022037828/uwhr-8k_20221116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T17:55:06.656939+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"59293d35e21fff779bc013d86ffa790a65e4053e","claim":"UWHARRIE CAPITAL CORP reported first nine months of 2022 results: net income $5.3 million, EPS $0.69 per share.","evidence_excerpt":"Net income for the first nine months of 2022 was $5.3 million, as compared to $8.9 million for the same nine- month period in 2021. This equates to $4.9 million in net income available to common shareholders, or $0.69 per share, compared to $8.4 million in net income available to common shareholders, or $1.14 per share, that we reported in 2021 for the same period.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/898171/000156459022037828/0001564590-22-037828-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first nine months of 2022"},{"label":"Net income","value":"$5.3 million"},{"label":"EPS","value":"$0.69 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}