{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-23-000729","form_type":"8-K","ticker":"QNBC","cik":"0000750558","company_name":"QNB CORP.","filed_at":"2023-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.978354+00:00","generated_at":"2026-06-20T11:16:52.862733+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"QNB Corp. Q4 2022 net income $5.4M, EPS $1.52, up from $1.17 YoY; loan growth drives results","bullets":["Q4 2022 diluted EPS $1.52 vs $1.17 in Q4 2021; net income $5.447M vs $4.149M.","Full-year 2022 net income $15.921M, diluted EPS $4.47; 2021 net income $16.492M, EPS $4.64.","Reversed $850K provision for loan losses; allowance for loan losses 1.01% of loans.","Loans (ex-PPP) grew $124.5M to $1.037B; total assets $1.668B; deposits down $31.4M.","Non-performing loans fell to $9.1M (0.88% of loans) from $11.7M (1.26%) at Dec 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-23-000729","json":"https://secwatch.observer/filing/0001564590-23-000729.json","markdown":"https://secwatch.observer/filing/0001564590-23-000729.md","text":"https://secwatch.observer/filing/0001564590-23-000729.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750558/000156459023000729/0001564590-23-000729-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750558/000156459023000729/qnbc-8k_20230124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:16:52.862733+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"672acb80375f84aeba43604007edcf978fb29532","claim":"QNB CORP. reported twelve months ended December 31, 2022 results: net income $15,921,000, EPS $4.47 per share on a diluted basis.","evidence_excerpt":"For the twelve months ended December 31, 2022, QNB reported net income of $15,921,000, or $4.47 per share on a diluted basis.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750558/000156459023000729/0001564590-23-000729-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"twelve months ended December 31, 2022"},{"label":"Net income","value":"$15,921,000"},{"label":"EPS","value":"$4.47 per share on a diluted basis"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f5b5a31aab43506131af7c80109589ed1317d64c","claim":"QNB CORP. reported fourth quarter ended December 31, 2022 results: net income $5,447,000, EPS $1.52 per share on a diluted basis.","evidence_excerpt":"QNB Corp. announced its consolidated financial results for the fourth quarter ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750558/000156459023000729/0001564590-23-000729-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter ended December 31, 2022"},{"label":"Net income","value":"$5,447,000"},{"label":"EPS","value":"$1.52 per share on a diluted basis"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}