{"schema_version":"secwatch.filing_event.v1","accession":"0001564590-23-002512","form_type":"8-K","ticker":"UWHR","cik":"0000898171","company_name":"UWHARRIE CAPITAL CORP","filed_at":"2023-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.475985+00:00","generated_at":"2026-06-19T00:18:45.688815+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Uwharrie Capital Corp FY2022 net income falls to $8.2M; EPS $1.08 vs $1.29","bullets":["Total assets grew to $1.02B at Dec 31, 2022, up from $939.7M a year earlier.","Net income for FY2022 was $8.2M, down 19% from $10.1M in FY2021.","Diluted EPS available to common shareholders fell to $1.08 from $1.29.","Decline driven by reduced mortgage banking income due to rising interest rates and slowdown in originations."],"urls":{"canonical":"https://secwatch.observer/filing/0001564590-23-002512","json":"https://secwatch.observer/filing/0001564590-23-002512.json","markdown":"https://secwatch.observer/filing/0001564590-23-002512.md","text":"https://secwatch.observer/filing/0001564590-23-002512.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/898171/000156459023002512/0001564590-23-002512-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/898171/000156459023002512/uwhr-8k_20230227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T00:18:45.688815+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8f21c15097b88ff7e5ffcd537cc4e4cfe9701db9","claim":"UWHARRIE CAPITAL CORP reported the twelve-month period ended December 31, 2022 results: net income $8.2 million, EPS $1.08 per diluted share.","evidence_excerpt":"On February 27, 2023, Uwharrie Capital Corp (the “Registrant”) announced financial results for the period ended December 31, 2022. The Registrant reported consolidated total assets of $1.02 billion at December 31, 2022, compared to $939.7 million at December 31, 2021. Net income for the twelve-month period ended December 31, 2022, was $8.2 million versus $10.1 million for the same period in 2021. For the twelve months ended December 31, 2022, net income available to common shareholders was $7.7 million, or $1.08 per diluted share, compared to $9.5 million, or $1.29 per diluted share, for December 31, 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/898171/000156459023002512/0001564590-23-002512-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the twelve-month period ended December 31, 2022"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$1.08 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}