secwatch.observer — SEC 8-K summary
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Issuer:     UMB FINANCIAL CORP (UMBF)
CIK:        0000101382
Form:       8-K
Filed at:   2023-03-27T23:59:59+00:00
Accession:  0001564590-23-004344
Event type: other_material
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

UMB Financial reports estimated uninsured deposit ratio of ~45% as of Mar 23
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- Estimated uninsured deposit ratio ~45% after adjusting for collateralized and affiliate deposits.
- Data based on UMB Bank's 12/31/22 Call Report and Form 10-K; average balances from 4Q'22.
- Disclosure comes amid heightened market focus on deposit stability following recent bank failures.
- Company updates deposit diversity and characteristics in investor presentation (Exhibit 99.1).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/101382/000156459023004344/0001564590-23-004344-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/101382/000156459023004344/umbf-8k_20230327.htm
  HTML page:      https://secwatch.observer/filing/0001564590-23-004344

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer