secwatch.observer — SEC 8-K summary
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Issuer:     UMB FINANCIAL CORP (UMBF)
CIK:        0000101382
Form:       8-K
Filed at:   2023-04-03T23:59:59+00:00
Accession:  0001564590-23-005223
Event type: other_material
Sentiment:  positive
Materiality: 0.50
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

UMBF reports preliminary Q1 deposits $32.0B, up $1B since SVB failure; avg deposits up
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- End-of-period deposits ~$32.0B at March 31, 2023, up >$1B from March 9 (pre-SVB failure); Dec 31 was $32.6B.
- Average deposits $31.6B in Q1 vs $31.4B in Q4; average demand deposits $11.9B (~38% of avg deposits).
- Estimated uninsured deposits $21.5B (67% of total); adjusted ratio excluding affiliate/collateralized is ~44%.
- End-of-period loans up ~$800M since year-end; avg loans $21.3B in Q1 vs $20.3B in Q4.
- Loan-to-deposit ratio ~68% on end-of-period balances; full Q1 results due April 25, 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/101382/000156459023005223/0001564590-23-005223-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/101382/000156459023005223/umbf-8k_20230403.htm
  HTML page:      https://secwatch.observer/filing/0001564590-23-005223

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